Hospital Indemnity
A hospital indemnity plan helps cover:
- Hospital co-pays and deductibles
- Skilled Nursing co-pays
- Ambulance transportation
Question: Who should consider a Hospital Indemnity plan?
Answer: Well, not someone with a Medicare Supplement policy. And not someone who receives financial assistance from a hospital. But someone with an existing Medicare Advantage Plan that tends to access hospital services. If you tend to have in-patient stays in the hospital on an annual basis, then considering a hospital indemnity plan may be a help to you. Feel free to ask me about them and their premiums.